SPRI - Publicly Sponsored Financing

BY : Diego Gutiérrez | March Wed, 2014

As in other autonomous communities, the Basque Country has been offering a guarantee by the administrations so that SMEs can access financing from financial institutions, thus improving their chances of success. The presentation is not simple and requires a good dialogue with the bank and experience in the specific line.

¿Quien puede ser beneficiario de este aval?

Empresas Pymes domiciliadas o establecidas en el Pais Vasco

Empresarios individuales y profesionales autónomos domiciliados en la CAV , siempre que estén dados de alta en el régimen especial de trabajadores por cuenta propia o autónomos y obtengan rendimientos en actividades sujetas al IRPF

¿Qué tipo de financiación ofrecen las Entidades Financieras con este aval?

Las entidades financieras gozarán de autonomía para la concesión o denegación de las solicitudes de financiación que reciban.

Los prestamos estarán destinados a incrementar la financiación de circulante y adquisición de activos fijos.

La cuantía de los prestamos está comprendida entre : 50.000€ y 750.000€ para pequeñas y medianas empresas y 10.000€ y 100.000€ para empresas individuales y profesionales autónomos.

El Plazo de amortización del préstamo será de 3 a 5 años, con una carencia opcional de amortización principal o de 7 años con 2 de carencia opcional de amortización principal.

El tipo de interés será el EURIBOR más un margen del 4%

¿Son compatibles estas ayudas con otras?

Las ayudas concebidas serán acumuladas con cualquier otra ayuda de minimis otorgada a la empresa por la administración pública siempre que no supere el límite de los 200000€ de subvención durante un periodo de 3 ejercicios.

Las empresas beneficiarias deberán comunicar la obtención de otras subvenciones, ayudas o avales, así como las ayudas de minimis percibidas para el mismo fin tanto durante el ejercicio fiscal en curso, como los anteriores.

Afianzamiento por la Administración de la CCAA de Euskadi a las entidades financieras

La administración de la Cav asume irrevocablemente y afianza sólidamente un 60% sobre el importe principal y un máximo de 6 meses de interés.

If you think your company could benefit from this programme, please contact us and we will analyse your case without obligation.

ABRA INVEST has a team specialised in public funding con más de 15 años de experiencia.

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If you want to know more or if you think we can help you, do not hesitate to contact us.

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