SPRI - Publicly Sponsored Financing

Integral service around a transaction
BY : Diego GutiérrezMarch Wed, 2014
As in other autonomous communities, the Basque Country has been offering a guarantee by the administrations so that SMEs can access financing from financial institutions, thus improving their chances of success. The presentation is not simple and requires a good dialogue with the bank and experience in the specific line.

¿Quien puede ser beneficiario de este aval?

Empresas Pymes domiciliadas o establecidas en el Pais Vasco

Empresarios individuales y profesionales autónomos domiciliados en la CAV , siempre que estén dados de alta en el régimen especial de trabajadores por cuenta propia o autónomos y obtengan rendimientos en actividades sujetas al IRPF

¿Qué tipo de financiación ofrecen las Entidades Financieras con este aval?

Las entidades financieras gozarán de autonomía para la concesión o denegación  de las solicitudes de financiación que reciban.

Los prestamos estarán destinados a incrementar la financiación de circulante y adquisición de activos fijos.

La cuantía de los prestamos está comprendida entre : 50.000€ y 750.000€ para pequeñas y medianas empresas  y 10.000€ y 100.000€ para empresas individuales y profesionales autónomos.

El Plazo de amortización del préstamo será de 3 a 5 años, con una carencia opcional de amortización principal o de 7 años con 2 de carencia opcional de amortización principal.

El tipo de interés será el EURIBOR más un margen del 4%

¿Son compatibles estas ayudas con otras?

Las ayudas concebidas serán acumuladas con cualquier otra ayuda de minimis otorgada a la empresa por la administración pública siempre que no supere el límite de los 200000€ de subvención durante un periodo de 3 ejercicios.

Las empresas beneficiarias deberán comunicar la obtención de otras subvenciones, ayudas o avales, así como las ayudas de minimis percibidas para el mismo fin tanto durante el ejercicio fiscal  en curso, como los anteriores.

 Afianzamiento por la Administración de la CCAA de Euskadi a las entidades financieras

La administración de la Cav asume irrevocablemente y afianza sólidamente un 60% sobre el importe principal y un máximo de 6 meses de interés.

If you think your company could benefit from this programme, please contact us and we will analyse your case without obligation.

ABRA INVEST has a team specialised in public funding con más de 15 años de experiencia.

 Otos post que pueden ser de tu interés:

 The Impact of CDTI Financing on SMEs

Horizon 2020

New ICO line for innovative SMEs

If you want to know more or if you think we can help you, do not hesitate to contact us.


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