Milaap, fundraising platform raises 1M$

Integral service around a transaction
BY : Diego GutiérrezJuly Thu, 2013

crowdfundingThe fundraising platform for microcredits Milaaphas raised 1M$ of venture capital is following the trend of these platforms and the disintermediation of alternative financing.

Milaap, more than 800,000$ for projects focused on India

Co-founded by Sourabh Sharma, CEO, Anoj Viswanathan, Chairman, and Mayukh Choudhury, Milaap Social Entrepreneurship is an online lending platform for borrowers living in rural and semi-urban areas outside the formal banking system who need money for their small businesses, vocational training, or other critical assets. To date, the company has raised over US$800,000 in loans for people in 10 states in India, for a range of needs such as improved school infrastructure, job training linked to youth, seed capital for small businesses, access to clean water and sanitation, and lighting guidance for families.

Other p2plending models

"We have been seeing the growth of p2plending initiatives with various orientations for several years. Milaap follows in the footsteps of its segment leader Kiva which already works all over the world. Its distribution systems are very similar, based on agreements with local NGOs that are in charge of generating requests and doing a minimum validation of the operation. Kiva has already demonstrated a good track record and has exceeded €200 million in funding," he says. Diego Gutierrez alternative financing expert of ABRA INVEST.

"They are also being used to finance young people's studies, an issue of great social concern to all of us. For example, Comunitae reached an agreement with the Public University of Valencia for alumni to finance the fees of new students, or like Vittana that makes it possible for young people all over the world to obtain student loans directly from lenders," says Diego Gutierrez.

The M&A Professionals

Meet our services



Do you want to be up to date?


Our diferentiation

Market Research Technology
Our team of market analysis specialists is continuously analyzing the investments of the most active markets in the industry in order to unceasingly contribute ideas of the current market situation and identify the most relevant trends for senior management. We integrate the most relevant sources of information which allows us to discover the most interesting companies for venture capital and similarly helps us to identify the investors with the highest probability of involvement in an M&A process to ensure the success of our sell-side operations.

The reports and deductions of our advisors provide a broad view of the sector, both geographically and from the complementary or adjacent markets perspective.
Technology Data Analytics
for M&A
Advanced data anlytics is a weapon". Intelfin is an artificial intelligence tool we use for investing and creating value in SMEs through competitive analytics and the enterprise environment.

IntelFin consists of a cognitive system, which, through the application of advanced analytical technologies, facilitates the automation of investment and financing decisions in the field of non-listed companies and especially SMEs in high-growth sectors.

The information related to these companies is characterized by their lack of transparency and heterogeneity; thus, it is necessary to develop an advanced analysis which is as much predictive as prescriptive and is developed in a natural language custom, suitable to obtain greater clarity and knowledge of the investment scope.

The IntelFin system focuses especially on analyzing the variables that define and influence the competitive environment of a sector and the positioning of a company, analyzing their influence on future value creation. Therefore, IntelFin supports strategic decision-making to senior management by resolving questions such as:

¿What are my competitors' priorities, strategies and expansion plans? Who's my competition? Which competitor is most likely to grow at a higher rate?
Which areas of activity/business models will receive the most investment? Which sectors are most attractive to investors?
Which companies are going to experience the most growth in the near future? Which companies are most likely to receive investment or be acquired?
Training Methodology
We have developed training programs in an innovative set-up which guarantees our teams the acquisition of technical competences both in the field of corporate finance and in the field of psychology, that is much needed when it comes to negotiation processes.

We have a culture of continuous improvement of our processes, closely related to the use of information systems that allow the enhancement of internal communication between our teams, as well as external communication with our customers. Hence, we extend best practices identified internally in an efficient and rapid manner among our members.

Are you one of those who prefer to be well informed when making decisions?